Program eligibility matters
Lenders and visa officers both look at whether your program is at a public institution and PGWP-eligible.
Education loan · Canada
Education Loan for Canada: Compare lenders, get sanctioned faster
Studying in Canada typically costs ₹15–35 lakh per year. We compare secured, collateral-free and international lenders for your university and course, prepare your documents and get a sanction letter ready for your visa.
- Loan + GIC planning
- PGWP-eligible program check
- College & university loans
- Sanction for study permit
Check your Canada loan eligibility
Reply on WhatsApp with your checklist and next steps
Multiple lenders, one application
Banks, NBFCs and international lenders compared side by side.
Collateral-free options
Unsecured loans where your university and course qualify.
Visa-ready sanction
Study permit applications need proof of tuition and living funds; many students combine a loan sanction with a GIC.
Parent-friendly guidance
Clear explanation of EMIs, moratorium, margin money and fees.
Talk to an expert
Book a consultation call
Get a senior counsellor's advice on your exact case before you decide.
Quick Expert Call
One focused question, answered fast
₹355 15 min call
- Call-back within 30 minutes (working hours)
- 15-minute call with a senior counsellor
- One topic: admission, loan, visa or funds
- Checklist and next steps on WhatsApp
Recommended
Profile & Shortlist Consultation
Know exactly where you stand
₹755 30 min call
- 30-minute call with a senior counsellor
- Profile evaluation and admit chances
- Country and 5–8 university options
- Cost and education loan estimate
- Written summary on WhatsApp
Premium Strategy Session
Your complete study abroad plan, with parents
₹1,155 45–60 min call
- 45–60 minutes with a senior counsellor
- Parents welcome on the call
- Full university shortlist with costs
- Loan, visa and application timeline
- Written study abroad plan
- 7 days of WhatsApp follow-up questions
Consultation fee is adjusted against any paid service or package you take within 30 days.
How it works
Simple, step-by-step process
- 01
Eligibility check
Share your admit, course, loan need and co-applicant details — takes 2 minutes.
- 02
Lender match
We shortlist 2–3 lenders that fit your university, course and collateral.
- 03
Documents & application
One checklist; we prepare and submit to the lenders for you.
- 04
Sanction letter
Sanction timed for your I-20, CAS, GIC or visa proof of funds.
- 05
Disbursal
Fees paid to the university; living costs released as per schedule.
Details
Cost and loan snapshot: Canada
Indicative figures for 2026–27; exchange rates and fees change.
| Item | Approximate amount |
|---|---|
| Tuition (per year) | ≈ ₹10–30 lakh |
| Living costs (per year) | ≈ ₹10–15 lakh |
| Typical loan amount | ₹15–45 lakh |
| IRCC living funds | ≈ CAD 22,895 + tuition + travel |
Documents
Documents lenders usually ask for
- Admission / offer letter and fee structure
- Student and co-applicant PAN, Aadhaar, passport
- Class 10, 12 and degree marksheets; test scores
- Co-applicant income: salary slips + Form 16, or ITRs for 2–3 years
- Bank statements for the last 6 months
- Collateral papers (only for secured loans)
Good to know
What to know about loans for Canada
GIC funding
Some lenders can fund the GIC as part of the loan — we check this when comparing offers.
College vs university
Loan amounts and terms can differ for diplomas versus degrees.
FAQs
Frequently asked questions
Some lenders include GIC funding within the loan. We compare which options allow this for your case.
Yes, many do, but terms depend on the institution and program. Public colleges with PGWP-eligible programs are generally preferred.
Share your details through the eligibility form, or book a consultation call for a detailed loan plan. We confirm the scope and any fee in writing before we begin.
Unsecured loans can be sanctioned in days when documents are complete; secured loans take longer because of property checks.
Interest on an education loan is deductible under Section 80E for up to 8 years from when repayment starts.
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Talk to an expert
Get your Canada education loan sorted
Share a few details and our team will reply with a checklist, timeline and fixed fee — before you commit.
Mon–Sat, 9 AM–6 PM IST